Take your first step towards better credit
Introducing the new secured card from EP Financial. Improve your credit score while you live your everyday life.
No sign up fees *
Build your credit with our secured card
A credit card for people like you and me. Use your secured card everywhere that Visa is accepted.
Improve your credit
Clear affordable fees
Take your security seriously
How it works
- Getting the card
- Apply online to get your card. All you need is a piece of identification and 5 minutes.
- Using the card
- Start by funding your card with an initial deposit of at least $300. After that, spend your credit anywhere Visa is accepted.
- Rebuilding credit
- Make regular monthly payments to improve your credit health. Improved credit health gives you more options in the future.
Be your best financial self
Everyday People Financial was founded on the belief that everybody deserves access to credit.
Our team makes your financial journey our number one priority because we believe that everyone deserves access to credit.