Take your first step towards better credit
Introducing the new secured card from EP Financial. Improve your credit score while you live your everyday life.
No sign up fees *
Build your credit with our secured card
A credit card for everyday people. Use your secured card everywhere that Visa is accepted.
Complimentary credit education
Our team of credit coaches are here to guide you on your financial journey from beginning to end.
Reporting to two credit bureaus
We’re almost there! When reporting begins, we report all payments from the time you signed up.
Use our secured credit card to pay bills
Pay your bills while building your credit on our convenient and secure environment.
How it works
- Getting the card
- Apply online to get your card. All you need is a piece of identification and 5 minutes.
- Using the card
- Start by funding your card with an initial deposit of at least $300. After that, spend your credit anywhere Visa is accepted.
- Rebuilding credit
- Make regular monthly payments to improve your credit health. Improved credit health gives you more options in the future.
Be your best financial self
Everyday People Financial was founded on the belief that everybody deserves access to credit.
Our team makes your financial journey our number one priority because we believe that everyone deserves access to credit.
I tried credit rebuilding products and they were confusing…and actually ended up hurting my credit more! The EP secured card is simple and the way to go!
EP offered me a secured card to rebuild my credit – no issues at all! The approval was easy and the process was very personalized.
Take the first step towards better credit
All you need to apply is your personal information and valid proof of identity such as a driver’s licence or passport.