Take your first step
towards better

Introducing the new secured card from EP Financial. Improve your credit score while you live your everyday life.


Build your credit with our
secured card

Accepted everywhere

A credit card for everyday people. Use your secured card everywhere that Visa is accepted.

Complimentary credit education

Our team of credit coaches are here to guide you on your financial journey from beginning to end.  

Reporting to two credit bureaus

We’re almost there! When reporting begins, we report all payments from the time you signed up.

Use our secured credit card to pay bills

Pay your bills while building your credit on our convenient and secure environment. 

How it works

  • Getting the card
    Apply online to get your card. All you need is a piece of identification and 5 minutes.
  • Using the card
    Start by funding your card with an initial deposit of at least $300. After that, spend your credit anywhere Visa is accepted.
  • Rebuilding credit
    Make regular monthly payments to improve your credit health. Improved credit health gives you more options in the future.

Be your best financial self

Everyday People Financial was founded on the belief that everybody deserves access to credit.

Our team makes your financial journey our number one priority because we believe that everyone deserves access to credit.

Take the first step towards better credit

All you need to apply is your personal information and valid proof of identity such as a driver’s licence or passport.