Build credit while living your everyday life

Build credit with our EP Climb Credit card while living your everyday life

The EP Climb Credit Card

This VISA secured credit card is a great tool to help you build or improve credit. It has the functionality of credit card, ease of use and more!

With this card, receive complementary credit coaching service. Our team of credit coaches will review your credit reports, help you improve your credit score, and build your financial knowledge.

What you can do with our secured card

Convenience

Functionality of a credit card, shop online and anywhere VISA is accepted

Pay bills

Make bill payments while building your credit in our convenient and secure environment

Reporting to two credit bureaus

We’re almost there! When reporting begins, we report all payments from the time you signed up

Complimentary credit education

Our team of credit coaches are here to guide you on your financial journey from beginning to end

Build credit confidently with a credit coach

Review and discuss your credit report

Optimize reporting to credit bureaus

Credit education

Get your card in 3 easy steps

Apply online

All you need is a piece of valid government-issued ID and 5 minutes

Use your card

Upload your initial deposit of at least $300, and start spending anywhere VISA is accepted

Rebuild your credit

Improve your credit health with regular on-time monthly payments

EP Climb Credit Card Terms & Conditions

EP Climb Credit is a division of Everyday People Financial Corp.

For more information, visit epfinancial.com or call us at 1-888-825-9808

Apply Now

Primary Borrower Information

First Name

Last Name

Date of birth

Gender

Communication

Address 1

City

Province

Postal Code

Cell Phone

Email

Validation

Identification Method

Identification type

Identification number

ID place of issue

ID exp date

Agree

Yes! I have read through the Initial Disclosure , Terms and Condition and Privacy Disclaimer which contains additional information about eligibility, rates, and fees and how EP Financial uses and protects my personal information as applicable.

Yes! I authorize EP Financial to obtain my credit score and report from a credit reporting agency. I acknowledge that EP Financial will use it to check my eligibility for an EP Financial card, and to tell me about EP Financial products that may be of interest to me.

Yes! I agree that EP Financial and its affiliates can communicate with me using email, SMS and phone and I understand that I can optout at anytime.

Yes! Please sign me up to receive EP newsletters and offers which include financial news, advice, tips, and resources designed to help you on your financial journey. I know that I can unsubscribe any time.

* Currently not available to residents of Quebec