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A secured card works like any other credit card, with one big difference: Your credit limit will be determined by the amount of money you

Yes – our EP Financial mobile app can be found in both the Apple App and Google Play stores.

A secured credit card is often recommended for anyone who has trouble getting a traditional credit card due to an unestablished credit history or a

EP Financial is a Canadian-based Fintech founded on the belief that everyone deserves access to credit, instant payments and the opportunity for homeownership. Our team

The application and approval turnaround times are fast, but their completion depends on the response time of clients to apply a security deposit to establish

In order to ensure EP Financial is compliant with Canadian financial regulations, we are required to know our clients and validate their identity.

You don’t need an established credit history to get an EP Financial Secured Credit Card. If you do not have any credit, a secured card

We currently offer a home facilitation product through our EP Homes program called “Bridge to Own™” and a health and wellness financing product called EP

You can email us at hello@epfinancial.ca, or simply call us at 1-888-825-9808 to speak to one of our client support agents.

No, EP Financial is a Fintech that operates through a proudly Canadian call center.