Build credit while living your everyday life

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Build credit with our EP Climb Credit card while living your everyday life

The EP Climb Credit Card

This VISA secured credit card is a great tool to help you build or improve credit. It has the functionality of credit card, ease of use and more!

With this card, receive complementary credit coaching service. Our team of credit coaches will review your credit reports, help you improve your credit score, and build your financial knowledge.

What you can do with our secured card


Functionality of a credit card, shop online and anywhere VISA is accepted

Pay bills

Make bill payments while building your credit in our convenient and secure environment

Reporting to two credit bureaus

We’re almost there! When reporting begins, we report all payments from the time you signed up

Complimentary credit education

Our team of credit coaches are here to guide you on your financial journey from beginning to end


Build credit confidently with a credit coach

Asset 1

Review and discuss your credit report

Optimize reporting to credit bureaus

Credit education

Get your card in 3 easy steps

Apply online

All you need is a piece of valid government-issued ID and 5 minutes

Use your card

Upload your initial deposit of at least $300, and start spending anywhere VISA is accepted

Rebuild your credit

Improve your credit health with regular on-time monthly payments

EP Climb Credit is a division of Everyday People Financial Corp.
For more information, visit or call us at 1-888-825-9808

Apply Now


Primary Borrower Information

First Name

Last Name

Date of birth



Address 1



Postal Code

Cell Phone



Identification Method

Identification type

Identification number

ID place of issue

ID exp date


* Currently not available to residents of Quebec