Our secured card
It's time to make credit health a priority.
The EP Secured Card is the everyday way to build credit.
Quick Approval
Apply online and get a quick response by a real human.
Place a Deposit
Place a deposit equal to your credit limit and get instant access to credit.
Use It Anywhere
Use your secured card just like a regular credit card.
The convenience of a credit card
ACCEPTED EVERYWHERE
Use your secured card everywhere that Visa is accepted.
MAKE PROGRESS
Have your regular payments report to two major Canadian credit bureaus.
SHOP SECURELY
Stay secure with chip and pin technology, and tap.
QUICK APPROVALS
Get approved quickly and with a security deposit in place, gain quick access to your credit limit.
A journey to better credit
Building up credit
Use your card like any other credit card and we’ll report monthly to the credit bureau, helping you build your credit.
Going beyond secured cardsComing soon
Move from a secured card to a traditional credit card by establishing your credit history each month. The goal is to help you graduate from the secured card to a traditional credit card.
Saving when you spendComing soon
Just like your credit score, your security deposit can grow too – into a savings account. The Kickstarter Savings plan is coming soon.
Fees and Information
Straightforward and simple fees. All you need is a minimum deposit of $300.00
Sign Up Cost
Monthly Fee
Purchases
Take the first step towards better credit
All you need to apply is your personal information and valid proof of identity such as a driver’s licence or passport.